After-tax salary.au

What is the median salary in Australia? A guide to your take-home pay

The median salary is not published by the ABS; the average full-time ordinary time earnings are $108,352 annually before tax.

Fortnight that clears

$3,198

Keeps 77% of taxable pay

Super
  • Nil to $18,200
  • 15%
  • 30%
  • 37%
  • 45% over $190,000

The next dollar of taxable pay is taxed at 30%, before the Medicare levy.

  • Clears
  • Income tax
  • Medicare levy
Income tax
$23,026
Medicare levy
$2,167
Super
$13,002
Week that clears
$1,599
Hour, 38h week
$42.08

Super of $13,002 is on top of this salary. It is not taken out of the fortnight.

  • This salary$3,198
  • Minimum wage$1,740
  • Full-time ordinary$3,198

Full-time adult ordinary time earnings, $2,084 a week in May 2026, times 52, to the nearest dollar. This is an average, not a median.

What is the median salary in Australia?

When you ask what is the median salary in Australia, you are looking for the middle point of all employee earnings. The Australian Bureau of Statistics does not publish a median figure for all employees. Instead, it reports average weekly earnings. The most recent average for full-time adult ordinary time earnings is $2,083.70 per week, or $108,352 a year before tax. That figure excludes overtime and employer super contributions.

For part-time and casual workers, the all-employees average is $1,579.20 per week, or $82,118 a year. But these are averages, not medians. The median is likely lower because high earners pull the average up. Without an official median, you can use the national minimum wage as a floor: $26.44 an hour and $1,004.90 a week, set by Fair Work from 1 July 2026.

How to work out your take-home pay

Your take-home pay is what lands in your bank account after tax and the Medicare levy. Here is the step-by-step method for a resident employee in 2026–27.

Step 1: Know your gross salary

If your job ad says "$80,000 plus super", your gross salary is $80,000. Super is not deducted from your pay; it is paid on top by your employer. If the ad says "$80,000 including super", your gross salary before tax is about $71,428 (because super is 12% of that). Always clarify which wording applies.

Step 2: Apply the tax brackets

The Australian Taxation Office uses these rates for residents:

  • $0 – $18,200: no tax
  • $18,201 – $45,000: 15c for each dollar over $18,200
  • $45,001 – $135,000: $4,020 plus 30c for each dollar over $45,000
  • $135,001 – $190,000: $31,020 plus 37c for each dollar over $135,000
  • Over $190,000: $51,370 plus 45c for each dollar over $190,000

For example, on a gross salary of $80,000:

  • Tax on first $18,200: $0
  • Tax on $18,201 to $45,000: ($45,000 – $18,200) × 0.15 = $4,020
  • Tax on $45,001 to $80,000: ($80,000 – $45,000) × 0.30 = $10,500
  • Total tax before offsets: $4,020 + $10,500 = $14,520

Step 3: Subtract the Low Income Tax Offset (LITO)

LITO reduces your tax. For 2026–27, the maximum is $700 at taxable income up to $37,500. It phases out by 5c per $1 until $45,000, then by 1.5c per $1 until $66,667. At $80,000, you are above the phase-out range, so you get no LITO. If your income is lower, the offset can reduce your tax to zero but not create a refund.

Step 4: Add the Medicare levy

The Medicare levy is 2% of your taxable income. For a single person, if you earn below $28,011, you pay nothing. Between $28,011 and $35,013, you pay 10c per $1 over the lower threshold. Above $35,013, you pay the full 2%. At $80,000, the levy is $1,600.

Step 5: Calculate your take-home

Take-home = gross salary – tax (after LITO) – Medicare levy. For $80,000: $80,000 – $14,520 – $1,600 = $63,880 a year. That is about $2,456 per fortnight. Remember, this excludes HELP/HECS repayments, the Medicare levy surcharge, salary sacrifice, and payroll rounding.

Using our tools

You can use the Take-home pay guide to estimate your own numbers. The Tax and Medicare page explains the thresholds in more detail. For salary packaging or super strategies, see Salary packaging and Super.

Important notes

  • The figures above are estimates only. They are not a tax assessment.
  • The Medicare levy thresholds of $28,011 and $35,013 are the latest published single-person amounts. Full-time salaries above $35,013 pay the full 2%.
  • Super is 12% from 1 July 2026, up to a maximum contribution base of $270,830.
  • If you are paid weekly or fortnightly, your employer withholds tax using PAYG tables, which may round slightly differently.

Questions

How do I calculate my take-home pay from my gross salary?

Start with your annual gross salary. Apply the 2026–27 resident tax rates: nil on the first $18,200, then 15c per $1 up to $45,000, then 30c per $1 up to $135,000, and so on. Subtract the Low Income Tax Offset (LITO) if eligible. Then add the Medicare levy at 2% of taxable income (unless you earn below the single thresholds of $28,011 or $35,013). Finally, if your salary is quoted as 'plus super', super is not deducted from your take-home; it is paid on top. If your salary is 'including super', subtract 12% super (up to the contribution base) to get your gross salary before tax.

What are the Medicare levy thresholds for 2026–27?

The latest published single-person Medicare thresholds are $28,011 and $35,013. If your taxable income is below $28,011, you pay no Medicare levy. Between $28,011 and $35,013, you pay 10c per $1 over the lower threshold. Above $35,013, you pay the full 2% rate. These thresholds apply to the 2026–27 tax year.

Does super affect my take-home pay?

It depends on how your salary is advertised. If your job ad says '$80,000 plus super', the $80,000 is your gross salary before tax, and super is paid on top by your employer. Your take-home pay is calculated from the $80,000. If the ad says '$80,000 including super', then your gross salary before tax is about $71,428 (since super is 12% of that), and your take-home is calculated from that lower figure. Always check the wording.