Business Analyst Salary in Australia: Take-Home Pay and Fortnight Changes

Business Analyst Salary: What You Take Home

When you look at a business analyst salary, the amount that reaches your bank account after income tax and the Medicare levy depends on several factors. The median base salary for a business analyst is reported as $99,787 per year by , while the median for an ICT Business Analyst is $140,244 per year according to (based on ABS data). Both figures are before tax and Medicare levy.

Your take-home pay is what you actually keep after deductions. For the median business analyst salary of $99,997, the estimated take-home is $77,335 per year (after $20,456 income tax and $1,996 Medicare levy). The fortnightly amount is $2,974 per fortnight. The fortnightly amount is $2,974 per fortnight. The fortnightly amount is $2,974 per fortnight. The fortnightly amount is $2,974 per fortnight.

How the Fortnight Changes: Brackets, Medicare Levy, and Super

The key elements that change your fortnightly take-home are the progressive tax brackets, the Medicare levy, and superannuation. The Australian Taxation Office updates tax tables each year; for 2026–27, the rates are:

• Nil on the first $18,200
• 15c per $1 over $18,200 up to $45,000
• $4,020 plus 30c per $1 over $45,000 up to $135,000
• $31,020 plus 37c per $1 over $135,000 up to $190,000
• $51,370 plus 45c per $1 over $190,000

The Low Income Tax Offset (LITO) reduces tax for lower incomes. The Medicare levy is 2% of taxable income, with thresholds of $28,011 and $35,013 for singles. Full-time salaries pay the full 2%.

Superannuation is not deducted from your take-home; it is an additional 12% contribution on top of your base salary. Job ads are often plus super; super is not deducted from take-home in that case.

Using the Tax Tables

The ATO provides tax tables for weekly, fortnightly, and monthly withholding. For 2026–27, all schedules were updated from 1 July 2026. The ATO tax tables include the weekly tax table (NAT 1005) and statement of formulas (NAT 1004). Your employer uses these to calculate how much to withhold each fortnight.

Take-Home Pay Example

For a business analyst salary of $99,787 per year (the PayExpert median), your fortnightly take-home is approximately $2,974 (after $20,456 income tax and $1,996 Medicare levy). This assumes no HELP/HECS, no Medicare levy surcharge, and no salary sacrifice. The actual amount may vary due to rounding in tax tables.

For the ICT Business Analyst median of $140,244 per year, the take-home is higher but also subject to higher tax brackets. The fortnightly amount would be around $3,800 after tax and Medicare levy.

Key Points to Remember

• The business analyst salary varies by role, experience, and location.
• Your take-home pay is affected by tax brackets, Medicare levy, and any deductions.
• Super is not deducted from your take-home pay.
• Use the Take-home pay guide for more details.
• The Super guide explains how super contributions work.
• The Tax and Medicare guide covers Medicare levy thresholds and tax rates.